/*
Theme Name: Auto Note Buyers
Theme URI: https://autonotebuyers.net/
Author: Financial Solutions
Description: Custom conversion-focused WordPress theme for Auto Note Buyers / BHPH portfolio sales.
Version: 3.1.0
Text Domain: autonotebuyers
*/
:root{--navy:#0b1f36;--navy2:#173b62;--gold:#d5aa4d;--ink:#152238;--muted:#607086;--light:#f3f6f9;--white:#fff;--line:#dce2e8;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:inherit}.wrap{width:min(var(--max),86%);margin:auto}.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 12px #0002}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{text-decoration:none;font-size:25px;font-weight:900;letter-spacing:.3px}.brand span{color:var(--gold)}.tag{display:block;font-size:10px;letter-spacing:2px;color:#cbd5df;font-weight:600}.menu{display:flex;gap:22px;align-items:center}.menu a{text-decoration:none;font-weight:700;font-size:14px}.menu .quote-link{background:var(--gold);color:var(--navy);padding:11px 16px;border-radius:5px}.hero{background:linear-gradient(105deg,#091a2e 0%,#173b62 72%,#214b76 100%);color:#fff;padding:92px 0 88px}.eyebrow{font-size:12px;font-weight:900;letter-spacing:2px;text-transform:uppercase;color:var(--gold)}h1{font-size:clamp(40px,5vw,64px);line-height:1.05;max-width:880px;margin:12px 0 22px;letter-spacing:-1.5px}h2{font-size:clamp(30px,3vw,42px);line-height:1.15;margin:0 0 18px}h3{line-height:1.25}.hero p,.lead{font-size:20px;max-width:820px}.btn{display:inline-block;padding:15px 23px;margin:10px 8px 0 0;border-radius:5px;text-decoration:none;font-weight:900;border:2px solid transparent}.btn-gold{background:var(--gold);color:var(--navy)}.btn-outline{border-color:#fff;color:#fff}.btn-navy{background:var(--navy);color:#fff}.section{padding:72px 0}.band{background:var(--light)}.dark{background:var(--navy);color:#fff}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.card{background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:10px;padding:28px;box-shadow:0 8px 25px #0b1f3608}.card h3{margin-top:0}.number{font-size:34px;font-weight:900;color:var(--gold)}.checklist{padding:0;list-style:none}.checklist li{margin:10px 0;padding-left:28px;position:relative}.checklist li:before{content:'✓';position:absolute;left:0;color:#9a7120;font-weight:900}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}.stat{border-left:3px solid var(--gold);padding-left:18px}.stat strong{display:block;font-size:28px}.cta{text-align:center;background:var(--gold);padding:66px 0}.cta .lead{margin-left:auto;margin-right:auto}.page-hero{background:linear-gradient(105deg,var(--navy),var(--navy2));color:#fff;padding:68px 0}.page-hero h1{font-size:clamp(38px,4vw,54px)}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:800;font-size:18px}.quote-form{max-width:900px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field label{font-weight:800;display:block;margin-bottom:5px}.field input,.field select,.field textarea{width:100%;padding:13px;border:1px solid #aeb9c5;border-radius:5px;font:inherit}.field textarea{min-height:130px}.full{grid-column:1/-1}.notice{padding:14px 18px;border-radius:6px;margin-bottom:20px;background:#eaf7ec;border:1px solid #a8d7ae}.site-footer{background:#071526;color:#cfd8e2;padding:46px 0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.site-footer a{text-decoration:none}.legal{font-size:13px;color:#9fabb8;border-top:1px solid #ffffff20;margin-top:28px;padding-top:20px}.hp{position:absolute!important;left:-9999px!important}.mobile-call{display:none}.wp-block-image img,img{max-width:100%;height:auto}@media(max-width:850px){.menu{display:none}.grid3,.grid2,.stats,.fields,.footer-grid{grid-template-columns:1fr}.full{grid-column:auto}.hero{padding:65px 0}.section{padding:54px 0}.mobile-call{display:inline-block}.wrap{width:min(92%,var(--max))}}

/* v1.1 polish */
.trust-strip{background:#fff;border-bottom:1px solid var(--line)}.trust-inner{display:flex;justify-content:center;gap:34px;flex-wrap:wrap;padding:15px 0;font-size:13px;font-weight:800;color:var(--muted)}.trust-inner span:before{content:'✓';color:#9a7120;margin-right:7px}.hero-kicker{display:inline-flex;gap:8px;align-items:center;border:1px solid #ffffff30;background:#ffffff0b;padding:7px 11px;border-radius:999px;font-size:12px;font-weight:800;letter-spacing:.5px}.microcopy{font-size:13px;color:var(--muted);margin-top:10px}.dark .microcopy,.hero .microcopy{color:#cbd5df}.form-consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}.form-consent input{width:auto;margin-top:4px}.proof{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden}.proof div{background:#fff;padding:22px;text-align:center;font-weight:800}.proof small{display:block;color:var(--muted);font-weight:500;margin-top:4px}.section-tight{padding:28px 0}.callout{border-left:4px solid var(--gold);padding:18px 22px;background:var(--light);border-radius:0 8px 8px 0}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;background:#fff;color:#000;padding:10px;z-index:1000}@media(max-width:850px){.proof{grid-template-columns:1fr 1fr}.trust-inner{gap:12px 20px}.site-header{position:relative}}

/* v1.3 visual system */
:root{--red:#c51f26;--red2:#a8141b;--shadow:0 18px 50px rgba(7,21,38,.14)}
.site-header{background:#fff;color:var(--navy);box-shadow:0 4px 22px rgba(7,21,38,.10)}.header-inner{min-height:92px}.brand{display:flex;align-items:center;gap:12px}.brand-mark{width:48px;height:48px;border-radius:50% 50% 46% 54%;background:linear-gradient(145deg,var(--navy),var(--navy2));color:#fff;display:grid;place-items:center;font-size:18px;font-weight:900;border-bottom:4px solid var(--red)}.brand-words{display:flex;flex-direction:column;line-height:1}.brand-words b{font-size:22px;letter-spacing:-.5px}.brand-words em{font-style:normal;color:var(--red)}.brand-words small{font-size:9px;letter-spacing:1.25px;margin-top:7px;color:var(--muted)}.menu a{font-size:13px}.menu .phone-link{color:var(--navy);font-weight:900}.menu .quote-link{background:var(--navy);color:#fff;border-radius:4px;padding:12px 16px}.hero-v13{position:relative;overflow:hidden;background:radial-gradient(circle at 82% 35%,rgba(197,31,38,.18),transparent 24%),linear-gradient(110deg,#071526 0%,#0b2340 58%,#173b62 100%);padding:78px 0}.hero-v13:after{content:"";position:absolute;right:-80px;bottom:-130px;width:640px;height:380px;border:1px solid rgba(255,255,255,.09);border-radius:50%;transform:rotate(-10deg);box-shadow:0 0 0 45px rgba(255,255,255,.025),0 0 0 90px rgba(255,255,255,.02)}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(340px,.75fr);gap:54px;align-items:center}.hero-copy h1{font-size:clamp(46px,5.2vw,72px);max-width:760px}.hero-copy h1 span{color:#fff;position:relative;white-space:nowrap}.hero-copy h1 span:after{content:"";position:absolute;left:0;bottom:-7px;width:110px;height:5px;background:var(--red)}.hero-copy p{font-size:19px;max-width:700px;color:#edf2f7}.broker-badge{margin:24px 0 8px;padding:14px 17px;border-left:4px solid var(--red);background:rgba(255,255,255,.08);max-width:700px;border-radius:0 6px 6px 0}.broker-badge strong{color:#fff}.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red2)}.hero-panel{background:#fff;color:var(--ink);padding:30px;border-radius:12px;box-shadow:var(--shadow)}.hero-panel h2{font-size:30px;margin:7px 0 8px}.hero-panel p{font-size:15px;color:var(--muted);margin-top:0}.hero-panel ul{padding-left:20px;margin:18px 0}.hero-panel li{margin:8px 0}.hero-panel small{display:block;color:var(--muted);margin-top:12px;text-align:center}.panel-label{color:var(--red);text-transform:uppercase;letter-spacing:1.4px;font-weight:900;font-size:11px}.btn-block{display:block;text-align:center;margin-right:0}.trust-strip{box-shadow:0 6px 22px rgba(7,21,38,.05)}.trust-inner span:before{color:var(--red)}.section-head{max-width:820px;margin-bottom:34px}.centered{text-align:center;margin-left:auto;margin-right:auto}.icon-card{position:relative;overflow:hidden;padding-top:34px;transition:.2s transform,.2s box-shadow}.icon-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.icon-card:after{content:"";position:absolute;top:0;left:0;width:100%;height:4px;background:var(--red)}.icon{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:#edf2f7;color:var(--navy);font-size:25px;font-weight:900;margin-bottom:18px}.process{background:#f5f7fa}.process-row{display:grid;grid-template-columns:repeat(6,1fr);gap:12px;margin:36px 0}.process-row>div{position:relative;text-align:center;padding:22px 10px;background:#fff;border:1px solid var(--line);border-radius:9px}.process-row>div:not(:last-child):after{content:"›";position:absolute;right:-11px;top:42%;z-index:3;color:var(--red);font-size:28px;font-weight:900}.process-row b{display:grid;place-items:center;margin:0 auto 12px;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff}.process-row h3{font-size:16px;margin:6px 0}.process-row p{font-size:13px;color:var(--muted);margin:0}.credibility{background:linear-gradient(110deg,#071526,var(--navy))}.credibility .stats{margin-top:42px}.credibility .stat{border-left-color:var(--red)}.why{align-items:center}.why-box{background:var(--light);padding:30px;border-radius:10px;border-left:5px solid var(--red)}.text-link{color:var(--red);font-weight:900;text-decoration:none}.cta-v13{background:var(--navy);color:#fff;text-align:left}.cta-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:30px;align-items:center}.cta-v13 h2{margin-bottom:8px}.cta-v13 p{margin:0;color:#d9e2eb}.cta-phone{display:block;color:#fff;font-size:27px;font-weight:900;text-decoration:none;margin-top:10px}.site-footer{border-top:4px solid var(--red)}
@media(max-width:1050px){.menu{gap:13px}.menu .phone-link{display:none}.hero-grid{grid-template-columns:1fr .72fr;gap:30px}.process-row{grid-template-columns:repeat(3,1fr)}}
@media(max-width:850px){.header-inner{min-height:76px}.brand-words b{font-size:18px}.brand-words small{font-size:8px}.brand-mark{width:42px;height:42px}.mobile-call{display:inline-block;text-decoration:none;background:var(--red);color:#fff;padding:9px 12px;border-radius:4px;font-weight:900}.hero-grid,.cta-grid{grid-template-columns:1fr}.hero-v13{padding:58px 0}.hero-panel{margin-top:8px}.process-row{grid-template-columns:1fr 1fr}.process-row>div:after{display:none}}
@media(max-width:520px){.brand-words small{display:none}.hero-copy h1{font-size:43px}.process-row{grid-template-columns:1fr}.hero-panel{padding:23px}.trust-inner{justify-content:flex-start}.btn{width:100%;text-align:center;margin-right:0}.cta-phone{text-align:center}}
/* v1.4 faithful visual redesign */
.hero-v14{position:relative;background:#edf2f6;color:var(--navy);padding:54px 0 0;overflow:hidden}.hero-v14 .hero-photo{position:absolute;inset:0;background-image:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.92) 38%,rgba(255,255,255,.30) 70%,rgba(7,21,38,.05) 100%),url('assets/dealer-lot.jpg');background-size:cover;background-position:center;opacity:1}.hero-v14 .hero-grid{min-height:560px;align-items:center}.hero-v14 .hero-copy{padding:28px 0 50px}.hero-v14 .hero-kicker{color:var(--navy);border-color:#0b1f3625;background:#ffffffaa}.hero-v14 .hero-copy h1{color:var(--navy);font-size:clamp(48px,5vw,72px);text-shadow:0 1px 0 #fff}.hero-v14 .hero-copy h1 span{color:var(--red)}.hero-v14 .hero-copy p{color:#18283b;max-width:690px;font-size:19px}.hero-v14 .broker-badge{background:#ffffffc9;color:var(--navy);border-left-color:var(--red);box-shadow:0 4px 18px #07152612}.hero-v14 .btn-outline{border-color:var(--navy);color:var(--navy);background:#ffffffb5}.hero-form-card{padding:0;overflow:hidden;border-radius:10px}.hero-form-card .form-head{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:20px 25px}.hero-form-card .form-head h2{font-size:27px;margin:2px 0}.hero-form-card .form-head p{color:#e6edf4;margin:0;font-size:13px}.hero-form-card form{padding:20px 22px 8px}.mini-fields{display:grid;grid-template-columns:1fr 1fr;gap:11px}.mini-fields .field label{font-size:11px;margin-bottom:3px;color:#4f5e6d}.mini-fields input{padding:10px 11px;background:#fff}.form-submit{border:0;width:100%;cursor:pointer;margin:3px 0 0}.hero-form-card>small{padding:0 22px 18px}.benefit-band{position:relative;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 7px 22px rgba(7,21,38,.07)}.benefit-band-grid{display:grid;grid-template-columns:repeat(3,1fr);padding:22px 0}.benefit-band-grid>div{display:grid;grid-template-columns:58px 1fr;grid-template-rows:auto auto;column-gap:15px;padding:5px 30px;border-right:1px solid var(--line)}.benefit-band-grid>div:last-child{border-right:0}.round-icon{grid-row:1/3;width:54px;height:54px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:23px;font-weight:900}.benefit-band h3{font-size:14px;text-transform:uppercase;margin:3px 0 0}.benefit-band p{font-size:13px;margin:2px 0;color:var(--muted)}.process-v14{padding-top:58px;padding-bottom:58px}.process-v14 .section-head{margin-bottom:15px}.process-v14 .process-row>div{border:0;background:transparent;padding:15px 8px}.process-v14 .process-row b{width:50px;height:50px;font-size:18px;box-shadow:0 0 0 9px #e6ebf0}.process-v14 .process-row>div:not(:last-child):after{right:-10px;top:31%;font-size:34px;color:#8794a2}.cred-bar{background:linear-gradient(100deg,#071526,var(--navy2));color:#fff;border-top:4px solid var(--red)}.cred-bar-grid{display:grid;grid-template-columns:1fr 1.25fr 1.25fr 1.25fr;align-items:center}.cred-bar-grid>div{padding:22px 24px;border-right:1px solid #ffffff24}.cred-bar-grid strong,.cred-bar-grid span{display:block}.cred-bar-grid strong{color:#ff353c;text-transform:uppercase;font-size:13px}.cred-bar-grid span{font-size:13px;color:#e0e7ef}.cred-phone{margin:12px 0 12px 22px;border:1px solid #ffffffaa;border-radius:8px;padding:12px 18px;text-decoration:none;font-size:24px;font-weight:900;line-height:1.1}.cred-phone small{display:block;font-size:11px;text-transform:uppercase;font-weight:700}.brand-mark{border-radius:12px;background:#fff;color:var(--navy);border:2px solid var(--navy);border-bottom:4px solid var(--red);position:relative}.brand-mark:after{content:'›';position:absolute;color:var(--red);font-size:34px;transform:rotate(-18deg);top:-11px;right:-5px}.brand-words b{font-size:25px}.brand-words em{color:var(--red)}
@media(max-width:1050px){.hero-v14 .hero-grid{grid-template-columns:1fr .85fr}.cred-bar-grid{grid-template-columns:repeat(2,1fr)}.cred-phone{margin:12px 20px}.benefit-band-grid>div{padding:5px 15px}}
@media(max-width:850px){.hero-v14{padding-top:20px}.hero-v14 .hero-photo{background-image:linear-gradient(rgba(255,255,255,.92),rgba(255,255,255,.86)),url('assets/dealer-lot.jpg')}.hero-v14 .hero-grid{grid-template-columns:1fr;min-height:0}.hero-v14 .hero-copy{padding-bottom:20px}.hero-v14 .hero-panel{margin-bottom:34px}.benefit-band-grid{grid-template-columns:1fr}.benefit-band-grid>div{border-right:0;border-bottom:1px solid var(--line);padding:16px 8px}.cred-bar-grid{grid-template-columns:1fr}.cred-bar-grid>div{border-right:0;border-bottom:1px solid #ffffff24}.cred-phone{margin:16px 0}.mini-fields{grid-template-columns:1fr}.mini-fields .full{grid-column:auto}}

/* v1.5 interior-page polish */
.page-hero{position:relative;overflow:hidden;background:linear-gradient(90deg,rgba(7,21,38,.98),rgba(11,31,54,.92) 55%,rgba(11,31,54,.62)),url('assets/dealer-lot.jpg') center/cover;color:#fff;padding:78px 0}.page-hero:after{content:"";position:absolute;inset:auto -120px -220px auto;width:520px;height:520px;border:1px solid #ffffff1f;border-radius:50%;box-shadow:0 0 0 55px #ffffff0a,0 0 0 110px #ffffff08}.page-hero .wrap{position:relative;z-index:2}.page-hero h1{max-width:800px;margin-bottom:14px}.page-hero .lead{color:#e6edf4;max-width:760px}.page-hero .eyebrow{color:#ff4b50}.interior-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(320px,.65fr);gap:54px;align-items:start}.content-block h2{color:var(--navy)}.broker-note{background:var(--navy);color:#fff;border-radius:12px;padding:28px;box-shadow:var(--shadow);border-top:5px solid var(--red)}.broker-note h3{margin-top:0;font-size:23px}.broker-note p{color:#dce5ee}.broker-note .checklist li:before{color:#ff4b50}.broker-note .btn{margin-top:15px}.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:28px 0}.feature-tile{border:1px solid var(--line);border-radius:10px;padding:22px;background:#fff}.feature-tile b{display:block;color:var(--navy);font-size:17px;margin-bottom:5px}.feature-tile p{margin:0;color:var(--muted);font-size:14px}.inline-callout{border-left:5px solid var(--red);background:#f5f7fa;padding:22px 25px;margin:28px 0;border-radius:0 9px 9px 0}.inline-callout strong{color:var(--navy)}.faq-page .faq{max-width:900px;margin:auto}.faq-page details{background:#fff;border:1px solid var(--line);border-radius:9px;padding:0;margin:12px 0;overflow:hidden}.faq-page summary{padding:20px 24px;list-style:none;position:relative;padding-right:55px}.faq-page summary:after{content:'+';position:absolute;right:22px;top:14px;font-size:27px;color:var(--red)}.faq-page details[open] summary:after{content:'−'}.faq-page details p{padding:0 24px 20px;margin:0;color:var(--muted)}.quote-shell{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.65fr);gap:40px;align-items:start}.quote-form{background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px;box-shadow:var(--shadow)}.quote-side{position:sticky;top:120px}.quote-side .broker-note+.card{margin-top:18px}.quote-side .card{box-shadow:none}.section.soft{background:#f5f7fa}.mini-cred{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden;margin-top:34px}.mini-cred div{background:#fff;padding:20px}.mini-cred strong{display:block;color:var(--red);font-size:18px}.mini-cred span{font-size:13px;color:var(--muted)}
@media(max-width:900px){.interior-grid,.quote-shell{grid-template-columns:1fr}.quote-side{position:static}.feature-grid{grid-template-columns:1fr}.mini-cred{grid-template-columns:1fr}.page-hero{padding:58px 0}}

/* v1.6 process / FAQ / quote polish */
.process-detail{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:32px}.process-detail .step{background:#fff;border:1px solid var(--line);border-radius:11px;padding:24px;position:relative;box-shadow:0 7px 22px #0715260a}.process-detail .step-no{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:13px}.process-detail .step h3{margin:0 0 8px;color:var(--navy)}.process-detail .step p{margin:0;color:var(--muted);font-size:14px}.role-strip{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:16px;align-items:center;margin-top:34px}.role-strip .role{background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px;text-align:center}.role-strip .arrow{font-size:30px;color:var(--red);font-weight:900}.role-strip strong{display:block;color:var(--navy);font-size:17px}.role-strip span{display:block;color:var(--muted);font-size:13px;margin-top:4px}.faq-intro{max-width:760px;margin:0 auto 32px;text-align:center}.quote-heading{margin-bottom:22px}.privacy-note{background:#f5f7fa;border-left:4px solid var(--red);padding:14px 16px;border-radius:0 7px 7px 0;font-size:13px;color:var(--muted);margin:18px 0}.notice.error{background:#fff1f1;border-color:#e5a5a5}.notice.mail{background:#fff8e6;border-color:#e5c777}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(23,59,98,.14);border-color:var(--navy)}
@media(max-width:900px){.process-detail{grid-template-columns:1fr 1fr}.role-strip{grid-template-columns:1fr}.role-strip .arrow{transform:rotate(90deg)}}
@media(max-width:560px){.process-detail{grid-template-columns:1fr}}

/* v1.8 lead form */
.consent-field label{font-weight:600;font-size:13px;line-height:1.4;display:flex;gap:9px;align-items:flex-start}.consent-field input{width:auto;margin-top:3px}.notice-error{background:#fff1f1!important;border-color:#e2a3a3!important;color:#7a1d1d}.hero-form-card select{width:100%;padding:12px;border:1px solid #b9c3ce;border-radius:5px;background:#fff}
/* v2.0 dealer guide */
.article-copy{max-width:900px}.article-copy h2{margin-top:42px}.article-copy .lead{font-size:1.18rem;line-height:1.75}.broker-callout{margin:28px 0;padding:24px 26px;border-left:5px solid #b51f2e;background:#f5f7fa;border-radius:8px;font-size:1.05rem;line-height:1.7}.guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:24px 0}.guide-card{border:1px solid #dfe4ea;border-radius:12px;padding:22px;background:#fff;box-shadow:0 8px 24px rgba(15,35,60,.06)}.guide-card h3{margin-top:0}.article-list{padding-left:22px;line-height:1.8}.article-list li{margin-bottom:9px}.article-cta{margin-top:48px;background:#0e2744;color:#fff;border-radius:16px;padding:32px;display:flex;gap:30px;align-items:center;justify-content:space-between}.article-cta h2{color:#fff;margin:4px 0 8px}.article-cta p{margin-bottom:0}.article-cta-actions{display:flex;flex-direction:column;gap:10px;min-width:240px}.article-cta .ghost{border-color:#fff;color:#fff}.fine-print{font-size:.84rem;color:#687486;margin-top:24px}@media(max-width:760px){.guide-grid{grid-template-columns:1fr}.article-cta{flex-direction:column;align-items:stretch}.article-cta-actions{min-width:0}}

/* v2.1 Dealer Resources navigation */
.menu-dropdown{position:relative}.menu-parent{display:flex;align-items:center;gap:5px}.submenu{display:none;position:absolute;top:100%;left:-18px;min-width:285px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--red);box-shadow:var(--shadow);padding:8px 0;border-radius:0 0 8px 8px;z-index:60}.submenu a{display:block;padding:11px 18px;color:var(--navy);font-size:13px;white-space:normal}.submenu a:hover{background:var(--light);color:var(--red)}.menu-dropdown:hover .submenu,.menu-dropdown:focus-within .submenu{display:block}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.resource-card{display:flex;flex-direction:column}.resource-card .text-link{margin-top:auto}.article-body{max-width:900px}.article-body h2{margin-top:42px;font-size:30px}.article-body h3{margin-top:28px}.article-body p,.article-body li{font-size:17px}.article-note{background:var(--light);border-left:4px solid var(--red);padding:18px 22px;border-radius:0 8px 8px 0;margin:26px 0}.article-cta{background:var(--navy);color:#fff;padding:28px;border-radius:10px;margin-top:42px}.article-cta h2{margin-top:0}.article-cta p{color:#dce5ee}@media(max-width:850px){.resource-grid{grid-template-columns:1fr}}

/* v2.2 dealer resource content */
.article-wrap{max-width:920px}.article-wrap .lead{font-size:1.2rem;line-height:1.75}.article-wrap h2{margin-top:2.2rem}.article-wrap p{line-height:1.75}.cards.two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.cards.three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card-kicker,.eyebrow{font-size:.78rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.notice{margin:28px 0;padding:20px 22px;border-left:4px solid #b3212d;background:#f7f8fa;line-height:1.65}.article-cta{margin-top:42px;padding:30px;border-radius:12px;background:#0b2341;color:#fff}.article-cta h2{margin-top:0;color:#fff}.article-cta p{color:#eef3f8}.text-link{font-weight:800;text-decoration:none}.split{display:grid;grid-template-columns:1.4fr .8fr;gap:32px;align-items:start}.cta-card{padding:28px;border-radius:12px;background:#fff;box-shadow:0 8px 28px rgba(0,0,0,.08)}
@media(max-width:800px){.cards.two,.cards.three,.split{grid-template-columns:1fr}}

/* v2.3 resource hub, breadcrumbs and guide linking */
.resource-grid-four{grid-template-columns:repeat(2,minmax(0,1fr))}.resource-grid-four .card{display:flex;flex-direction:column}.resource-grid-four .text-link{margin-top:auto}.guide-breadcrumb{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:0 0 28px;font-size:14px;color:var(--muted)}.guide-breadcrumb a{color:var(--red);font-weight:800;text-decoration:none}.related-guides{margin-top:46px;padding-top:34px;border-top:1px solid var(--line)}.related-guides h2{margin-top:0}.article-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}.article-actions .button,.button{display:inline-block;background:var(--red);color:#fff;text-decoration:none;font-weight:900;padding:13px 18px;border-radius:6px}.article-actions .secondary{background:transparent;border:1px solid #fff}.article-cta .button{color:#fff}.article-cta .secondary{color:#fff}.article-wrap .cards.three .card{display:flex;flex-direction:column}.article-wrap .cards.three .text-link{margin-top:auto}
@media(max-width:850px){.resource-grid-four{grid-template-columns:1fr}}

/* v2.7 speed / turnaround positioning */
.benefit-band-grid-4{grid-template-columns:repeat(4,1fr)}.benefit-band-grid-4>div{padding-left:18px;padding-right:18px}.benefit-band-grid-4 .round-icon{font-size:18px}.cred-bar-grid{grid-template-columns:repeat(4,1fr) 1.25fr}.speed-note{border-left-color:var(--gold)}.speed-callout{background:#fff;border-bottom:1px solid var(--line)}.speed-callout .wrap{display:flex;align-items:center;gap:22px;padding:18px 0}.speed-callout strong{font-size:28px;color:var(--red);white-space:nowrap}.speed-callout span{font-size:14px;color:var(--muted)}@media(max-width:1050px){.benefit-band-grid-4{grid-template-columns:repeat(2,1fr)}.cred-bar-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:850px){.benefit-band-grid-4{grid-template-columns:1fr}.speed-callout .wrap{display:block}.speed-callout strong{display:block;margin-bottom:5px}.cred-bar-grid{grid-template-columns:1fr}}

/* v2.9 homepage conversion hierarchy */
.differentiator-band{border-top:4px solid var(--red)}.differentiator-band .benefit-band-grid>div{align-items:center}.differentiator-band .round-icon{background:var(--red);font-size:16px}.differentiator-band h3{font-size:13px}.dealer-outcomes{margin-top:28px}.dealer-outcomes .card{position:relative;padding-top:30px}.dealer-outcomes .small-icon{width:44px;height:44px;font-size:18px;margin-bottom:14px}.dealer-outcomes h3{margin:0 0 8px}.centered-lead{margin-left:auto;margin-right:auto}.dealer-outcomes + .centered{margin-top:24px}